Halfbare - Personal Finance & Investing Blog

Exposing and peeling back the layers of money.

Personalize your finances and learn how to make your money grow!
Helping veterans and their families make informed financial decisions.

Most popular articles

How to Invest Money

January 13, 2020 No Comments

Not sure how to invest money? No worries, in this article I provide simple and actionable steps to start investing your money ASAP.

8 Financial Tips for Military Families

September 30, 2019 No Comments

These eight financial tips for military families are special benefits and legal protections that can make a huge difference in your family’s personal finances.

What is the Robinhood App?

July 20, 2019 No Comments

What is the Robinhood App? An online platform to invest in stocks, options, ETFs, and cryptos, all commission-free. Learn what the Robinhood App is today!

How to Build an Emergency Fund, the Ultimate Guide to Saving

May 31, 2019 1 Comment

An essential component of a solid financial plan is an emergency fund. An emergency fund is designed to cover a financial shortfall when an unexpected expense crops up.

The 11 Best Books on Investing of 2019

May 28, 2019 No Comments

I have compiled a list of 11 books on investing that I found very insightful and helpful. These books weren’t written by Pulitzer Prize authors, but by proven and successful investors.

How to Budget, It’s easier done than said.

May 25, 2019 No Comments

Let’s be honest. Budgeting is stupid. It sucks. But, since we’re just starting and hate budgeting, automation will be the key to taking our first baby steps into the budgeting world!

5 Ways You Can Get Into Crypto Without Investing Your Money

May 14, 2019 1 Comment

To help you get your feet wet, I’ve put together 5 easy ways to get into crypto without investing your money.

Watch short educational videos to earn cryptocurrencies

Learn and Earn Free Cryptocurrency with Coinbase

May 3, 2019 1 Comment

Coinbase Earn allows users to earn cryptocurrencies, while learning about them in a simple and engaging way.

Thrift Savings Plan (TSP): A Guide to Retirement for Veterans

April 27, 2019 No Comments

This TSP Guide covers your investment options and costs, and provides helpful tips to your very own 401(k) or Roth IRA investment plan to success.

Books and apps for your financial journey!

Personal Finance

A dedicated personal finance blog. Learn the fundamentals of debt, saving, budgeting, investing and spending.

Cryptocurrencies

Learn why crypto and digital currencies are the future. Institutions are investing millions - is this our digital gold rush?

Investing

Let's grow our wealth together! Learn the fundamentals of investing - retirement accounts, Roth IRA, TSP & more.

My Journey

Follow along as I journey towards becoming a financial planner. Read my lessons learned and course reviews.

Latest Articles

Personal Finance

What should you do with your Coronavirus Stimulus Check?

What should you do with your coronavirus stimulus check? Here are some options and guides – such as investing, saving or donating your check.

March 31, 2020 No Comments

Personal Finance

Quarantined? Time to get your Finances in order

COVID-19 has put the world on pause – literally. What better time than now while quarantined to review your finances? Prepare for the next pandemic.

March 27, 2020 No Comments

Investing

Roth IRA: The benefits and why you need to start one now

A Roth IRA has a plethora of benefits – too many to count! I discuss a few known, and some less known benefits. Learn why you need to start one now.

March 4, 2020 No Comments

real estate crowdfunding are bad investments

Investing

Real Estate Crowdfunding Companies like Fundrise are bad investments

I expose and explain how real estate crowdfunding platforms like Fundrise are bad investments. Don’t fall for their high-yield returns.

February 19, 2020 No Comments

Military Finance

Military Retirement Calculator: Discover your Retirement Pay

A guide on how to use the military retirement calculator to determine your retirement pay. High-3 or BRS – it doesn’t matter, find out your pay today.

February 13, 2020 No Comments

My Journey

Course Review: HS 311 Fundamentals of Insurance Planning

Here’s a course review of HS 311 Fundamentals of Insurance Planning from The American College of Financial Services.

February 6, 2020 No Comments

Military Finance

What is Servicemembers’ Group Life Insurance (SGLI)?

What is SGLI? Servicemembers’ Group Life Insurance (SGLI) offers low-cost term life insurance coverage to eligible service members.

February 3, 2020 No Comments

My Journey

Course Review: HS 300 Financial Planning: Process and Environment

Here’s a course review of HS 300 Financial Planning: Process and Environment that I completed.

February 2, 2020 No Comments

My Journey

Taxes: How many allowances should you claim?

How many allowances should you claim? If you get a large tax return every year, maybe you’re not claiming enough allowances.

January 28, 2020 No Comments

Investing

What is Opportunity Cost?

Opportunity cost represents the benefits an individual, investor or business misses when choosing one alternative over another.

January 23, 2020 No Comments

My Journey

Time Value of Money: Making the most with your Money

Time value of money might sound confusing, but it’s the concept that money is worth more today than in the future if invested and earning interest.

January 21, 2020 No Comments

Investing

Diversification: Don’t put all your eggs in one basket

Investing experts and analysts scream diversify, diversify, diversify – but what is diversification? It’s not placing all your eggs in one basket.

January 15, 2020 No Comments

Investing

How to Invest Money

Not sure how to invest money? No worries, in this article I provide simple and actionable steps to start investing your money ASAP.

January 13, 2020 No Comments

Investing

What is Asset Allocation?

What is asset allocation? When it comes to investing, you might hear “don’t put all your eggs in one basket.” Learn why that is important.

January 10, 2020 No Comments

Investing

What are tax-advantaged accounts?

If you’re looking to invest, you are probably wondering what are tax-advantaged accounts?

December 28, 2019 No Comments

Personal Finance

New Year’s Money Resolution: Start Small

What will be your New Year’s money resolution? Save money? Invest? Retire? Paying off debt? Whatever it may be, might I suggest starting out small.

December 22, 2019 No Comments

Military Finance

Saving for Christmas

So, how do you save for Christmas, a birthday, or vacation using automation? Here is a list of technologies that make saving thoughtless and easy. Saving for Christmas has never been easier.

December 16, 2019 No Comments

Personal Finance

Do you need renters insurance?

Do you need renters insurance? Yes, don’t be like me and have something happen to your stuff without it. It’s not worth it when it’s only a few bucks a month.

November 26, 2019 No Comments

About

A personal finance and investing guru – I blog about my financial journey and experiences to help you not make the same money mistakes I did.

I peel off the layers about investing, retirement, finances, crypto, and more! Exposing how to save, budget and invest money to gain financial freedom & independence.

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